sabato 2 maggio 2009

US Senate defeats mortgage relief measure

US Senate defeats mortgage relief measure

WASHINGTON (AFP) — The US Senate on Thursday defeated a measure that could have helped millions of Americans avoid foreclosure by letting bankruptcy judges cut their mortgage payments.

The White House-backed proposal, an amendment to another bill, fell in a 51-45 vote that failed to reach the 60-vote threshold needed to ensure passage.

The legislation, popularly known as the "cram-down" bill, drew fire from the banking industry and from Republicans who alleged that it lacked safeguards to prevent borrowers who used bad judgement or outright fraud from benefiting.

Assistant Democratic Senate Majority Leader Dick Durbin, the measure's chief champion, expressed disappointment at the result but voted to push the issue "until the Senate decides to put the interests of homeowners above the interests of bankers." [more]

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