----- Original Message -----
From: John Wilson
Sent: Saturday, August 18, 2012 11:42 AM
Subject: Fw: Bank Fees Case Update- Case has now hit the High Court

James Middleweek,
IMF.
Dear James,
The class action your firm have taken on is a noble cause ... and you are to be congratulated.
Are you using the Moneylenders Act that says very clearly that (a) penalty interest rates are illegal; (b) compound interest rates are illegal; and very specifically (c) "a contract shall show the total amount of interest payable" ......???
Under common law there are 8 essential elements for the creation of a contract, ie: (1) offer; (2) acceptance; (3) sufficient consideration; (4) intention to enter legal relations; (5) capacity to contract; (6) legality of purpose; (7) genuine consent; and (8) certainty of terms.
Thusly, all bank loan contracts are illegal and void ..... because "Common law doth control Acts of Parliament and adjudges them when against common right to be void".
Would you take on a class action based on the fact that "variable interest rates render a contract void for uncertainty"?
Yours sincerely,
John Wilson.
Chairman, Australian Common Law Party.

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----- Original Message -----
From: Strawman
To: Strawman
Sent: Friday, August 17, 2012 12:27 PM
Subject: Bank Fees Case Update- Case has now hit the High Court

From: James Middleweek [mailto:801097@imf.com.au]
Sent: Friday, 17 August 2012 12:11 PM
Subject: Bank Fees Case Update – Case has now hit the High Court

The class action against the Banks on overdrawn, overlimit and late payment fees has now hit the High Court. As you will see from the attached press release, 170,000 customers are a part of the action.
The average claim size, with interest, is likely to be over $1000 per customer.

You have already completed the first step in the Bank Fees registration process by giving us your contact details. All we need now is some very basic bank or credit card information
(we don’t need account numbers), and for you to electronically accept the Funding Agreement/Solicitor’s Retainer.

Remember, this is a "No Win, No Fee" class action. You cannot be out of pocket. Our parent company, litigation funder IMF, picks up the tab if the case is unsuccessful.
If we do get compensation back for you, we will simply deduct our 25% commission, and a small deduction for legal fees spread across tens of thousands of clients.

Please call us on 1300 473 373 if you have any further questions or if you have changed contact details.

Kind regards,James Middleweek
Managing Director

Financial Redress – A SUBSIDIARY OF IMF ( AUSTRALIA ) LTD
'Fair play for Customers of Financial Institutions'PO Box Z5106, PERTH   WA  6831LOCAL CALL 1300 473 373 (within Australia )  T +61 (0)8 9225 2311  W www.financialredress.com.au